Money has definitely been on my mind lately. Despite having two jobs, I still can't seem to make ends meet. Have you ever thought about what you'd do/ buy if you ever won the lottery? I know it's a "what if" question, but sometimes it doesn't hurt to dream a little...
Want to know what I'd do? First, I'd put aside money for me to go back to school, and money for you and Chrysta to go to college. Then, I'd pay off Mom and Dad's house, and pay off my debt. Then I'd probably buy myself a house. Oh! And I'd make sure that Hallie had money for college, too. Throw a little shopping trip in there, save the rest, and I'd be good. I would continue to work, too.
So what would you do? I'm assuming shopping and something music related would be on there (like paying your current celeb crush to be your boyfriend). You might even buy a car, even though you're only 13. Bu what about school? Or saving? Or even helping other people?
Take it from me: it's awesome to have a big chunk of money. I basically got paid to go to college. I blew it, though, and now when I'm struggling to pay bills, I could kick myself over and over again for not being smarter. Start saving now, even if it means getting a sparkly piggy bank like I did. You'll feel so much better in the future if you start planning now.